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We know that being without a car is not an option for most people; however Copyright © McCluskey Automotive Advanced Automotive Dealer Websites by Dealer. I dealt with the Jack Smith Used Car Outlet on Burlington in NKC. I had no credit, little money to put down, and they were great to deal with. I. Car loans can vary a lot. So do your homework, and shop around. Consider auto dealerships, local credit unions, banks, or alternative loan providers. Research. You have limited funds to produce a large down payment. Banks consider you a high risk and will not approve you for a loan. You have a low monthly income. There are lenders and dealers out there that offer "no money down car loans". It would be nice to think that "no money down" or "zero down" advertisements apply.
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How I Got My First Car Loan With No Credit